DESTINATION H.O.M.E. (Home ownership made easy)

Destination H.O.M.E. empower individuals to break down barriers and obtain economic equality through education, self-reliance and a greater understanding of financial tools and services. The goal is to break the cycle of poverty and level the economic playing field. Assisting clients through first time homebuyers workshops, financial literacy, and foreclosure prevention programs. Contact one of our HUD Certified Housing Counselors today. In a One-on-One Counseling Session, we will review your home loan situation and discuss options that may be available to you.

 

Housing Programs

Foreclosure Counseling

Are you facing losing your home? Make an appointment today with our trained and experienced housing counseling staff to see how we can assist you through our Foreclosure Counseling Program. The following documents are required to assist you:

o Two forms of Identification (one with a picture)
o Copies of two months of current bank statements
o Copies of two months of all bills
(anything on your Budget form)
o Copies of 1040 Federal Tax Returns 2012 & 2013 with W2’s
o If self-employed, most recent Quarterly or Year-to-Date Profit and Loss Statement
o Copy of a Hardship Letter
(explaining your situation)
o Copy of a Mortgage Statement, Default Notice or Summons
o Unemployment Letter, if applicable
o Copies of Proof of Income
(current paystubs for 30 days, verification statement of unearned income to include retirement income, unemployment benefits, social security, contribution letter from anyone contributing to the mortgage/household expenses, rental income, etc.)
o Application for Foreclosure Counseling (CLICK HERE FOR DOWNLOADABLE FORMS)

 

First Time Home Buyers Workshop

The workshop is offered once a month at Vision To Victory Human Services Corporation on the third Saturday of every month from 9 am to 5 pm. Registration starts at 8:30. The class covers:

Ø PREPARING FOR HOMEOWNERSHIP

Ø OBTAINING A MORTAGE

Ø SHOPPING FOR A HOME

Ø CLOSING ON YOUR HOME

Ø LIFE AS A HOMEOWNER

Ø INFORMATION ABOUT AFFORDABLE LOANS AND HOUSING

Please contact our office to REGISTER Today!

There is Victory for you in homeownership!

 

Comprehensive Housing Counseling

The program offers comprehensive counseling for renters, home buyers and owners in the areas of credit and budgeting, financial literacy and pre and post mortgage counseling. A credit report can be pulled for the counsellor to review and assess your credit situation. The following documents are required for counseling:

o Two forms of Identification (one with a picture)
o Copies of two months of current bank statements
o Copies of two months of all bills (anything on your Budget form)
o Copies of 1040 Federal Tax Returns 2012 & 2013 with W2’s
o If self-employed, most recent Quarterly or Year-to-Date Profit and Loss Statement
o Copy of a Mortgage Statement or Rental Agreement
o Unemployment Letter
, if applicable
o Copies of Proof of Income (current paystubs for 30 days, verification statement of unearned income to include retirement income, unemployment benefits, social security, contribution letter
from anyone contributing to the mortgage/household expenses, rental income, etc.)

o Application for Comprehensive Housing Counseling (CLICK HERE FOR DOWNLOADABLE FORMS)

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